Thursday, June 07, 2018
For various reasons, yesterday was the first time I have been to Costco in a number of years. Not because I do not love shopping at Costco and not because I do not have a household membership card in good standing. I do.
That said, somethings have changed since my last visit to Costco.
- My bank cards now use chip technology.
- Visa can be used as a credit card at checkout (in the past you had to use a bank debit card with the pin-- still the case with MasterCard).
The card reader shown in the illustration on the right is similar to the card readers the cashiers use at Costco, in that they have both a card swiper on the right side and a card reader at the bottom for cards using the newer chip technology. Both my business and personal check cards use the chip technology.
By the way, did I mention that because I do almost all of my shopping online with a rewards credit card not associated with a bank account, I had never used the bank issued card associated with my personal checking account before yesterday? I opened my business checking account in 2004, however the new business card issued about 4 years ago with the new chip technology has also never been used.
Anyway, yesterday as I am checking out-- the cashier asked me to swipe my 3 year old never used [personal bank checking] card. I try several times to use the right-side card swiper and fail. Then she suggests I use the chip reader at the bottom. No, I did not have my readers on. Again it fails. The reason (this time)? I did not leave the card in long enough.
I like thinking I am well versed in computers and new technologies. That said, for some reason yesterday, all of this simply mystified me. The cashier finally asked for my card, and made easy work of it all.