Thursday, December 12, 2024
Only had one errand this morning, so I decided to wear my Eddie Bauer oversized sweater dress.
I normally wear the dress with a black shrug and black suede
boots, however, today I decided to go with the browns. Photo on the right
taken over 15 years ago. Also decided I liked the
Perry Ellis jacket rather than the brown suede with today's pairings.
Tuesday, December 10, 2024
A Certificate of Deposit (CD) I opened in August 2023 for a term of 16 months at 5.25% APY is maturing this month. When I opened the account, I only had $5500 on hand, however, felt the rate was so good I could not pass on the opportunity.
I normally use a 60 month term when I set up my CDs (I handle some financial
matters for others), however, at the time- wanted the 5.25% APY being offered
for the 16 month term. I currently have 4 other CDs, opened with a term of 60
months.
In preparation for the renewal of the maturing CD, on December 5, 2024 I transferred $3300 from
my personal checking account to the money market account I maintain with the
financial institution where I maintain my CDs.
The transfer to my money market account was due to complete, today,
December 10, 2024.
This morning after ensuring the transferred funds had posted
to the money market account, I set up the new terms for the renewal of the
maturing CD.
I have several banks and savings accounts. I currently have a little over a hundred grand in some type of savings account earning between $276-$286 a month. Most of the accounts that are not CDs are high yield savings accounts. This does not include my business & personal checking and savings accounts.
Based on my research, stock investors with the same amount ($100,000) invested in their portfolios, these days, are not earning the same returns. Theirs are less. I have been researching these numbers for the last 2 years or so and have found these numbers to be consistent.
I get a lot of communications suggesting I should invest the money in other ways. I research a lot. My numbers today show I am doing okay, in fact better than others who are investing the same amount in other ways. I will continue to track this, however, at this time see no reason to invest the money in my savings accounts in riskier areas.
I always liked a sure thing. Even when I had corporate matching funds at my disposal.
My other assets? I normally post the financial data related to only my savings accounts.
Wednesday, December 04, 2024
I left the house around 9:00 AM this morning and finished most of my errands by 1:00 PM.
I liked the way my brown suede jacket paired with the tie blouse and my new sweater. That said, the compliment received concerned the boots.
Tuesday, December 03, 2024
The end of the year often brings a myriad of site issues I wish I did not have to address, however, I do- and this year is no exception.
On the to-do list this year is/was (updates still in progress) integrating the new universal tag version for the InMobi Consent Management Platform (CMP) resource I use on all of my sites.
The reason the updates are cumbersome is because some of the core areas of my sites are not maintained by content management systems like Wordpress or Joomla. Why? Long story that I do not wish to bore you with. The following list provides how my different site areas are maintained.
- wiredpages.qisoftware.com -- Manual
- reginadenisethomas.com -- Thingamablog
- personal.qisoftware.com -- Thingamablog
- qisoftware.com -- Manual
- realty.reginathomas.studio -- Wordpress
- hosting-q.com -- Manual
- remix.qisoftware.com -- Thingamablog
- wired-shops.com --OpenCart
- marylandbloggers.com -- Thingamablog
- reginathomas.studio -- Thingamablog
I am almost finished with this chore and have also been looking at style pairings for new and old items. What new things?
I recently posted a photo to the QiSoftware Instagram account of my new business bag.
When I first decided to move the bag from my wishlist to the cart, I had a $40 coupon I could apply. When I finally decided to hit the checkout button the coupon was no longer valid because a lot of things in my cart went on sale leaving the $40 coupon invalid. I needed to add about $10 to my cart for the $40 coupon to be applicable.
The $12 item I added to the cart to enable use of the $40 discount coupon is shown below.
I loved the unique design of the sweater, however added low profile shoulder pads and had a tie blouse that matched almost perfectly (as shown). The knit used in the sweater is heavier and the shoulder enhancements added the right padding for the weight of the sweater.
Now, why did I need a new business bag? I carried what appeared to be an expensive book bag (yes, was a very expensive gift) for many years. The straps on the bag ripped about 3 years ago and I refused to consider getting something new. I simply loved the bag.
When I found the bag shown in the photo below, I finally decided I could replace my old bag.
Needless to say, I am very happy with the new bag. I want to offer the bag in my shop however, it is not cheap and I need to do more market research. That said, it is well made.
Sunday, December 01, 2024
I have no big plans this holiday season, however, I have been thinking about holiday inventory I would have wanted for my shop. Of course, this year it is way too late in the season to try and order inventory or offer styles that are shipped directly from the source. I also have a number of legal issues which are more the reasons preventing me from stocking inventory for my shop.
That said, since most of my personal holiday shopping is complete and Thanksgiving went off without problems, today I began thinking about styles I would have wanted to offer for the holidays via my shop.
In this post, I discuss a sweater style I love which I believe is versatile enough to dress up or down. Below, I paired the slate gray version of the sweater with a jacket and fur trimmed cape, which in both cases added a more festive look to the sweater.
I love dressing up for the holidays. The styles shown in the post are more for my office holiday look, however I continue to look through my closets. I am excited about trying on my old gowns and cocktail dresses as I lose more weight.
Not sure why none of the tripod shots were in focus. Thought I used autofocus. Did not have my readers. Used one of the photos anyway to show the full length style.
Saturday, November 30, 2024
Having a nice Thanksgiving week. With the exception of eating more than I intended, things are going according to plan.
I have found the success to my Thanksgiving meal is in the prep. Hope you and your family are having a wonderful holiday.
