Thursday, March 15, 2018
In an earlier post, I discussed integrating elements of the Google Tag Manager resource throughout areas and subdomains of my different sites.
My online sites include:
Sometime ago, I setup Google Analytics defining different properties of my sites for reporting purposes. I use only one Google Analytics account for all of my sites, as shown in the following illustration.
Over the last two weeks or so, I have spent a little time researching and testing basic Analytics Tag implementation concepts across different areas of my sites with emphasis on this blog and my Personal Résumé Site.
For those of you who have not researched and tested Google Analytics Tag implementation, the following video may have little meaning. Those who have, may find the video interesting. Keep in mind, I tend to capture everything and do not spend a lot of time editing nor recapturing videos I create.
Google Analytics and the associated Tag Management resource are powerful reporting tools, and in my case well worth the time and effort to come up to speed with ways to use and integrate these resources.
Friday, March 09, 2018
Every now and then, I publish details about my business related expenses.
March is normally more expensive as related to business than other months because my annual business address fee is due in March.
That said, because I opted to pay the qisoftware.com domain renewal fee early (actually due June 2018), my business related expenses for this March were made more so.
Note my business is registered with the State of Maryland as a Trade Name entity, i.e., Sole Proprietorship, so though I use a personal credit card for some of my business related expenses, I actually separate the expenses as either business or personal and pay the card issuer with either my business or personal bank account depending on the expense.
I track business and personal expenses separately using Microsoft Money for Business & Personal use [Quicken for Business & Personal Use another great choice], however at this time- I do not deduct business expenses.
The type of business I own allows for the use of my social security as the tax identification number associated with the business. Perhaps once a year, I review the request form for a Federal Employer Identification Number [EIN], however to date, can think of no reason I would want to do this.
I simply like the one tax identification number associated with both my personal and business affairs and because I do not outsource nor hire contractors, this works for me.
Products discussed in this post (latest version of Quicken):
Saturday, March 03, 2018
Just over a year ago, I activated an early retirement account and decided to put most of the funds into savings.
Because I am a business owner, I have both a business bank and a personal bank. Both large institutions in the U.S. I have had my business bank since 2004 and up until June 2017, paid a monthly service fee to maintain the account.
In June 2017, I was able to reach and maintain a minimum balance across all of the business related accounts, which allowed me to avoid the service fee. Most of the funds were in the business savings account which comparatively speaking, were not as good as business CD rates my bank was offering. Therefore, in September 2017, I moved most of the business savings account to an associated business CD [Time Account].
Please note, I was able to save a lot of the early retirement account funds to be able to do this.
Late in 2017, I began researching online banking institutions for higher savings interest rates than those offered by my traditional banks.
I use the Bankrate.com site on WiredPages, so have known about this site's offerings for a while, however also used other online resources for research associated with this project.
In early December 2017, I opened a small CD account with a well known "online savings" institution which at the time was offering the best rates on CDs for a 12/13 month period. I am very pleased with how this worked out. The CD monthly interest payments are higher with my "online bank", even though I have less money in the certificate of deposit than that associated with my business account.
So why not move the business CD [time account] funds to an online savings/deposit bank? I need my business bank and the maintenance fee is high for the type of business account I have. In my case, it is worth it to keep the business CD with my business account, avoid the maintenance fee and earn less in interest.
Earlier this year, I opened a Money Market Account (MMA) associated with the same online savings bank. The MMA account allows me to earn interest on money that I can also use with a debit card. I am in save mode, so this is very important to me.
A Money Market Account (MMA), typically does not offer the same high interest rates as a High Yield Savings Account (HYSA). That said the HYSA, in most cases, does not provide an associated debit card. It is meant to be a straight savings account.
In January 2018, I also opened a small HYSA with another online banking/savings account. Last month, I set up a small recurring monthly deposit of $150 as a external funds transfer from my personal bank checking account to the HYSA online savings account. Works great, however there maybe a small wait period depending on your bank's policies.
As I indicated, I am in "save" mode and have limited funds to work with. Taking advantage of online savings banks is a "smart" thing for me to do at this time, however these banks are not the same as my traditional banks.
In September, when I opened my business Time Account [CD], one of the bank representatives walked me through the entire process while sitting at his work station.
With my online savings banks, I must read everything and decide how to set up my accounts. It is relatively easy, however may not be for everyone. Another thing I love about my online savings accounts? No maintenance fees. That said, check the fine print of those banks you decide to bank with.
Tuesday, February 27, 2018
For the past week or so, I have been integrating the Google Tag Manager resource throughout areas/subdomains of the QiSoftware Site.
This process involved updates to several areas, including:
The process was especially tedious for the main site [www.qisoftware.com] area pages and WiredPages [wiredpages.qisoftware.com]. The reason? The 20 and 24 pages associated with qisoftware.com and WiredPages respectively, are not maintained using a traditional content management system, e.g., WordPress or Drupal. In other words, I manually edit each page using the VI Editor in a Terminal Window on my Macbook.
The reason for this self inflicted tedium? Initially, it had a lot to do with the template I configured to use with older browsers. I found the Macbook VI Editor inserted the least amount of ambient control tags when writing the files which tended to help older browsers render the pages correctly.
Today, because of security issues I have with the site, if there are non-linked mirrors, it is harder for someone to pretend the pages of the mirrors are official versions, if changed. In other words, it makes it harder for others to change my pages.
In addition, to the myriad of code tags pasted into the headers of pages and variable fields, minor cosmetic updates were incorporated into the pages of the main site [qisoftware.com] area.
WiredPages updates? Although, I have rewritten some of the applications I maintain on WiredPages, I did not include the new versions on this series of updates. The updates recently integrated only dealt with integrating Google Analytics reporting code tags to the underlying elements of the pages.
I hope to republish the fully working version of WiredPages in the near future, however because of security issues will not attempt this task until I am assured my code is being used in the manner I intended.
Sunday, February 18, 2018
In late 2016, we ordered new handles for the refrigerator in the kitchen. The handles had turned slightly orange with age. Thursday, I finally decided I would attempt to install the new handles.
What took so long? Even though I found any number of DIY forums that explained how to install the handles, when I first tried to wedge a knife between the trim and the frame I could not get it to budge.
Thursday, I used a flathead screwdriver I found in the kitchen utility drawer which did the trick.
FYI: You are also going to need a special screwdriver that has a tip with six points as shown in the illustration below:
Products discussed in this post:
Are you in the mood for your own DIY projects? Since getting our Alexa Echo [Christmas 2017], I have been researching the many appliances coming out that are "Alexa" enabled and added a few of the more noteworthy items to my store.
Monday, February 12, 2018
In an earlier post, I mentioned I registered several new domains- including reginadenisethomas.com. Because of a glitch with Tomcat [jsp support], a web hosting service feature I use on qisoftware.com, I was unable to correctly access the new domain as the add-on domain I setup and pointed to via the domain registrar.
Recently, I decided to research and fix the error [when requested- reginadenisethomas.com resolved to qisoftware.com], however had to first have the web hosting provider for qisoftware.com- delete a system entry that I was unable to access.
At this time, I am not doing much with the site, however did provide my resume.
Other things I have been working on?
- Social media posts- here and here
- Store updates:
- Integrating and testing this formula: "=IF(ISBLANK(G43)," ",IF(A43='Sheet 1'!A159,'Sheet 1'!G159))" in an Excel Workbook used for finances.
- Checking the status of my tax refunds.
- Monetizing reginadenisethomas.com.
- New batch of the lemon loaves, mentioned in an earlier post. We love this recipe.
Getting something new with my tax refund? No, already moved the funds to a savings account.