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Regina's personal blog

Tuesday, June 12, 2018

Those Live! Hotel Construction Photos

Big things are happening in my hometown, and especially the business community. The latest, the opening of the Live! Hotel complex adjacent to the Live! Casino and Arundel Mills.

Briefly, construction milestones for the hotel:

  • Groundbreaking Celebration, September 13th, 2016
  • Official Opening, June 6th, 2018
  • Grand Opening Celebration, Wednesday, July 11, 2018

In that I live within 2 miles of the new hotel, over the last year I tried to stop by at least once a week (starting in June 2017 and ending in June 2018) to capture construction progress photos.


Hanover Maryland has grown into an attractive place to live and play. The thriving local business community that was in place before the mall, casino, and hotel openings- has only benefited from the extensive growth in the area since 2001.


Wednesday, June 06, 2018

My Morning... June 6th, 2018

Ran several errands this morning, including:

  • Stopped by my business bank.
  • Stopped by Live! Casino & Hotel on the double anniversary of their respective openings. Took photos. The casino opened six years ago today, and the hotel opens today.
  • Went by Costco to purchase items for lunch.

It was a gorgeous morning. Saw one or two of the local news stations shooting footage for Live! Hotel's opening. Saw a flock of geese in the mall's [Arundel Mills] parking lot. Came home and had some of the rotisserie chicken and a croissant.

Though I visit my business bank regularly, I rarely get to the shops, so when I do happen out, as was the case with my visit to Costco today, I tend to note the occasion. I would really like to get out more, however one family member or another stops by weekly, so a lot of our shopping is done in this manner. Today was a nice treat for me.

For more information about my residential hometown and the thriving business community, see here.


Thursday, March 15, 2018

Google Analytics & Tag Management Video

In an earlier post, I discussed integrating elements of the Google Tag Manager resource throughout areas and subdomains of my different sites.

My online sites include:

Sometime ago, I setup Google Analytics defining different properties of my sites for reporting purposes. I use only one Google Analytics account for all of my sites, as shown in the following illustration.

Over the last two weeks or so, I have spent a little time researching and testing basic Analytics Tag implementation concepts across different areas of my sites with emphasis on this blog and my Personal Résumé Site.

For those of you who have not researched and tested Google Analytics Tag implementation, the following video may have little meaning. Those who have, may find the video interesting. Keep in mind, I tend to capture everything and do not spend a lot of time editing nor recapturing videos I create.

Google Analytics and the associated Tag Management resource are powerful reporting tools, and in my case well worth the time and effort to come up to speed with ways to use and integrate these resources.


Friday, March 09, 2018

March 2018 Business Expenses

Every now and then, I publish details about my business related expenses.

March is normally more expensive as related to business than other months because my annual business address fee is due in March.

That said, because I opted to pay the qisoftware.com domain renewal fee early (actually due June 2018), my business related expenses for this March were made more so.

Note my business is registered with the State of Maryland as a Trade Name entity, i.e., Sole Proprietorship, so though I use a personal credit card for some of my business related expenses, I actually separate the expenses as either business or personal and pay the card issuer with either my business or personal bank account depending on the expense.

I track business and personal expenses separately using Microsoft Money for Business & Personal use [Quicken for Business & Personal Use another great choice], however at this time- I do not deduct business expenses.

The type of business I own allows for the use of my social security as the tax identification number associated with the business. Perhaps once a year, I review the request form for a Federal Employer Identification Number [EIN], however to date, can think of no reason I would want to do this.

I simply like the one tax identification number associated with both my personal and business affairs and because I do not outsource nor hire contractors, this works for me.

Products discussed in this post (latest version of Quicken):


Saturday, March 03, 2018

New Age Banking [Online Deposit Accounts]

Just over a year ago, I activated an early retirement account and decided to put most of the funds into savings.

Because I am a business owner, I have both a business bank and a personal bank. Both large institutions in the U.S. I have had my business bank since 2004 and up until June 2017, paid a monthly service fee to maintain the account.

In June 2017, I was able to reach and maintain a minimum balance across all of the business related accounts, which allowed me to avoid the service fee. Most of the funds were in the business savings account which comparatively speaking, were not as good as business CD rates my bank was offering. Therefore, in September 2017, I moved most of the business savings account to an associated business CD [Time Account].

Please note, I was able to save a lot of the early retirement account funds to be able to do this.

Late in 2017, I began researching online banking institutions for higher savings interest rates than those offered by my traditional banks.

I use the Bankrate.com site on WiredPages, so have known about this site's offerings for a while, however also used other online resources for research associated with this project.

In early December 2017, I opened a small CD account with a well known "online savings" institution which at the time was offering the best rates on CDs for a 12/13 month period. I am very pleased with how this worked out. The CD monthly interest payments are higher with my "online bank", even though I have less money in the certificate of deposit than that associated with my business account.

So why not move the business CD [time account] funds to an online savings/deposit bank? I need my business bank and the maintenance fee is high for the type of business account I have. In my case, it is worth it to keep the business CD with my business account, avoid the maintenance fee and earn less in interest.

Earlier this year, I opened a Money Market Account (MMA) associated with the same online savings bank. The MMA account allows me to earn interest on money that I can also use with a debit card. I am in save mode, so this is very important to me.

A Money Market Account (MMA), typically does not offer the same high interest rates as a High Yield Savings Account (HYSA). That said the HYSA, in most cases, does not provide an associated debit card. It is meant to be a straight savings account.

In January 2018, I also opened a small HYSA with another online banking/savings account. Last month, I set up a small recurring monthly deposit of $150 as a external funds transfer from my personal bank checking account to the HYSA online savings account. Works great, however there maybe a small wait period depending on your bank's policies.

As I indicated, I am in "save" mode and have limited funds to work with. Taking advantage of online savings banks is a "smart" thing for me to do at this time, however these banks are not the same as my traditional banks.

In September, when I opened my business Time Account [CD], one of the bank representatives walked me through the entire process while sitting at his work station.

With my online savings banks, I must read everything and decide how to set up my accounts. It is relatively easy, however may not be for everyone. Another thing I love about my online savings accounts? No maintenance fees. That said, check the fine print of those banks you decide to bank with.


Tuesday, February 27, 2018

Google Tag Manager Integration

For the past week or so, I have been integrating the Google Tag Manager resource throughout areas/subdomains of the QiSoftware Site.


This process involved updates to several areas, including:

  • Removing old Google Analytics Tags
  • Integration of the Universal Google Tag to most areas of qisoftware.com
  • Adding new properties to my Analytics Account
  • Research on Google Tag Manager Usage. Forum post I found useful and this writeup.

The process was especially tedious for the main site [www.qisoftware.com] area pages and WiredPages [wiredpages.qisoftware.com]. The reason? The 20 and 24 pages associated with qisoftware.com and WiredPages respectively, are not maintained using a traditional content management system, e.g., WordPress or Drupal. In other words, I manually edit each page using the VI Editor in a Terminal Window on my Macbook.

The reason for this self inflicted tedium? Initially, it had a lot to do with the template I configured to use with older browsers. I found the Macbook VI Editor inserted the least amount of ambient control tags when writing the files which tended to help older browsers render the pages correctly.

Today, because of security issues I have with the site, if there are non-linked mirrors, it is harder for someone to pretend the pages of the mirrors are official versions, if changed. In other words, it makes it harder for others to change my pages.

Remix and this blog are Thingamablogs and the Forums- phpBB, so the task was easier with these content managed site areas.

In addition, to the myriad of code tags pasted into the headers of pages and variable fields, minor cosmetic updates were incorporated into the pages of the main site [qisoftware.com] area.

WiredPages updates? Although, I have rewritten some of the applications I maintain on WiredPages, I did not include the new versions on this series of updates. The updates recently integrated only dealt with integrating Google Analytics reporting code tags to the underlying elements of the pages.

I hope to republish the fully working version of WiredPages in the near future, however because of security issues will not attempt this task until I am assured my code is being used in the manner I intended.


Monday, February 12, 2018

It's Up Now

In an earlier post, I mentioned I registered several new domains- including reginadenisethomas.com. Because of a glitch with Tomcat [jsp support], a web hosting service feature I use on qisoftware.com, I was unable to correctly access the new domain as the add-on domain I setup and pointed to via the domain registrar.

Recently, I decided to research and fix the error [when requested- reginadenisethomas.com resolved to qisoftware.com], however had to first have the web hosting provider for qisoftware.com- delete a system entry that I was unable to access.

At this time, I am not doing much with the site, however did provide my resume.

Other things I have been working on?


Getting something new with my tax refund? No, already moved the funds to a savings account.


Saturday, September 09, 2017

Finding Lots To Do...

After what seemed like a month of rain, the skies have cleared and it has been a bit cooler. I am keeping busy with a myriad of projects.

Recent projects...

Note the number of power adapters and cables in the illustration of my recent purchases. I have found that when I keep my mobile devices powered with an external power adapter, I extend the life of the battery of each device.

For example, I have had my Android since February 2015 and I am still able to get over 5 hours with the battery if I need to. When I use battery power, I also try to discharge the battery so that only one or two percent of the charge is remaining. Recharging from this depleted level, calibrates the battery which also helps to extend battery life.

The downside to the use of constant power adapters? I replace cables and adapters at least every other year [if not more], as indicated by the illustration of my recent purchases.


Saturday, September 02, 2017

Thingamablog: Tech Savvy & Secure

Many are aware- I use Thingamablog as the content management platform for both my business and personal blogs. I started using Thingamablog in 2010 when Blogger decided to discontinue FTP support for users who hosted their blogs on private domains.


Thingamablog runs standalone on desktop computers and requires Java installation, if not already installed on the system.

In my opinion, the Thingamablog platform offers more security in that the entire application and post database are maintained off line. What this means? The master copies of my blogs are maintained off line and are tamper proof.

This also allows for easy backup to external storage devices of the off-line applications and databases, as opposed to online site backups.

That said, in my case I also backup my entire website so snap-shots of both the remix.qisoftware.com and personal.qisoftware.com sub-domains where I maintain the blogs, are also backed-up when I perform full-site backups.

Useful links:

In 2010, I also established the Facebook group [referenced above], for Thingamablog users. We are always looking for new members, so if you are interested in this blogging/content management tool, please join us.


Friday, August 25, 2017

Last Week In August [2017]...

So what are your plans for the weekend? Me? With the new school year and holidays right around the corner, I am planning updates to the stores.

I meant to post new photos around the time of my birthday [July], however never did. Below, recent photos.

In recent weeks, I have been out a bit researching local business activities however, have mostly stayed close to home. It has been wet and humid here.

Other things I have been up to?

  • Watching professional tennis. BTW: US Open starts Monday, August 28, 2017.
  • Paid bills including, qisoftware.com web hosting, phones, etc.
  • Monetized another sub-domain on my site [qisoftware.com] and integrated the related Google Analytics code.
  • Watched Bei Bei [National Zoo's Panda Cub], celebrate his second birthday.
  • Went by my business bank.
  • Sharing social media posts.

Hope you have a nice weekend.


Saturday, July 08, 2017

Home Office 2017

My home office is comprised of several areas on all three levels of my residence. I am lucky in that I have space to spread out.

Why do I need so much space? I am a business owner/software consultant and own a lot of office equipment. I started purchasing items for my home office long before starting my own business, in fact, while still working as a defense contractor for a major corporation.

Note the fax machine shown in the above illustration. This is the second fax machine I have owned. I purchased my first in 1995. I like owning a fax machine for both legal issues and the convenience -even in today's more digital age.

Yes, today one can sign an email digitally and it is a legal and binding communique, however I prefer the fax machine.

So why am I discussing my home office? Well recently, I have been taking inventory for another project. What do I really use? Believe it or not, a lot of the equipment I own.

The project? I recently moved my Amazon Stores so I had the opportunity to review and update products previously listed in all the stores, including the Computer Electronics/Home Office store.

The updates? I added more of what I own, however did not list in the earlier version including:

  • File Cabinets
  • Manilla Folders
  • Staplers & Dispensers

Things I own, however no longer use and did not list? Rolodexes.

When I first started my home office, I made regular visits to Office Depot and Staples. Though I like walking the aisles of these stores-- I find when I need to replenish or research what others are saying-- online research and purchases are too convenient for me to pass on.


Wednesday, June 28, 2017

Business Blog Remix Updates 06.28.17

For the last week I have been integrating affiliate stores and links that were hosted on affiliate sites, to my business site and blogs. Affiliate program changes the reason for these updates.

Both the Business Blog Remix and this one [personal blog], maintained off-site stores. Now the stores are accessed via the blogs.

In addition to creating the new stores for each of the blogs, I also updated the banner graphic used on the Remix Blog. There were also several minor cosmetic issues associated with the blog, that were also corrected.

When I first received notice one of my affiliate programs would be undergoing significant changes, I was a bit worried. A week and a half later, I am happy most of my work in anticipation of the affiliate program changes has been completed.

Links for the blog stores are located in the upper right sidebar of each blog and listed below for your convenience.


Saturday, June 24, 2017

June 2017

A death in the family took most of the family out of the area in early June. I did not attend the funeral. I have not been out much, instead working, catching a movie here or there and watching live tennis action.

Recent activities and plans:

I have a little more work to do on the stores-- and new additions and deletions are constant. I also have three new domain registrations I plan to start work on.

In the coming months, for a change of scenery and project research, I may check in at the air conditioned mall [ArundelMills] & Live! Casino.


Tuesday, June 06, 2017

Credit Card Rewards

One of my banks offers rewards for using their credit card. I love this concept and pay for most purchases with the card.

This month, charges itemized on the bill included:

  • Eye Glasses & Contact Lens Prescriptions
  • Contact Lenses [2 boxes]
  • Three new domain registrations totaling about $35
  • Web Hosting qisoftware.com
  • Cell Phone
  • Mother's Day Gift for my Mother

Total charges last month; about $397. This added about $4.00 to my rewards account balance bringing it to $44.82. The credit card issuer will send a check when the balance reaches $50.

Noted in the illustration above, this morning I paid the entire card balance. This ensures I do not incur interest charges on any carryover balance, making the cash rewards the card offers even more attractive.

Last month, I noticed Amazon also offers a similar cash rewards [Visa] card. I have a great card, however this appears to be something worth looking into-- Amazon Rewards Visa by Chase.


Sunday, May 28, 2017

Memorial Day Weekend 2017

It is a beautiful quiet holiday weekend here and I do not have much on tap.

Things I have been up to?

Those in the area may have noticed, I have been out a bit more researching and photographing ongoing projects.

Also still thinking about new websites [discussed in the last post] and all that entails.


Saturday, May 20, 2017

HanoverMaryland [dot] org

Recently, I have been working several projects mostly associated with the HanoverMDBusinesses Page maintained on Facebook.

Preliminary tasks [for one of the projects] included, registering two new domains:

  • hanovermaryland.org [future full blown website similar to ococean.com]
  • reginadenisethomas.com [software and other support tools for my projects that I do not want hosted on my business sites, i.e., qisoftware.com and hosting-q.com]

I also created a new Instagram account that will be used exclusively with the HanoverMaryland Businesses page and site.

Currently, the Facebook page uses the QiSoftware Instagram account w/hashtag "hanovermdbiz". In the future, the new HanoverBusinesses Instagram account will be integrated on both the page and site.

To provide a more professional appearance to the photos published via Instagram, I have been playing around with the Photo Apps that were pre-installed on my Android and Windows10 platform.

Both apps, quite frankly are pretty sophisticated and allow for incremental angular rotation and image cropping- both of which I find quite useful. I use these apps because I post Instagram photos from my Android to the QiSoftware account and now from the Windows10 platform to the new HanoverBusinesses Instagram account.

The HanoverMDBusinesses page is sort of a hobby that I started in 2010 and work when time permits. I hope the new [future] website and other online resources will engage visitors and promote the business/entertainment/shopping/dining community that exists just outside my back door [figuratively speaking].


Monday, May 08, 2017

Eye Appointment Today

Last month I scheduled an eye appointment [for today], with the Arundel Mills location of VisionWorks.

For awhile now, I have been trying to get over to the mall for new photos of all the new stores opening @Arundel Mills.

Most of the photos will be used for posts, Instagram feed photos, or events associated with the HanoverMDBusinesses page, I maintain on Facebook.

As most know, the Maryland Live! Casino is co-located with Arundel Mills Mall and the new seventeen story hotel [Live Hotel], under construction now [due to open late 2017 or early 2018], appears to be bringing in a lot of new stores.

Imagine, the casino, live entertainment @Center Stage, the new hotel, shopping, world class dining, and all of the other entertainment venues the mall has to offer- all in one place. It all looks very exciting.

Today was the perfect opportunity to walk the 3/4 of a mile distance around the mall and shoot a lot of new photos.


Friday, April 28, 2017

Hanover Maryland Businesses on FB, More Features

I have been working on several enhancements to the Hanover Maryland Businesses Page on Facebook.

Several page tabs have been added, including:

  • Hanover Maryland Jobs [now working, also see the "Use App" Button installed sometime ago providing the same type of data...]
  • Hanover Maryland Real Estate
  • Instagram Feed using a specific #hashtag for the area
  • Pinerest [added a board w/pins, specific to Hanover Maryland]

Illustrated below, the updated page and tab flow as provided to the page administrator [in case you are wondering why the page in your browser is slightly different].

I would also like to include a page tab that provides economic and demographic profile data for the area, however have yet to find an up-to-date source for the specific area of Hanover Maryland.

In the meantime, if you would like more information about the area- contact the West Anne Arundel County Chamber of Commerce or the Anne Arundel Economic Development Corporation.


Friday, March 24, 2017

Canon Vixia Camcorder

Finally ordered a camcorder. The final decision came down to these two:

  • Canon Vixia HF R700
  • Canon Vixia HF R800 [see this link]

I opted for the 2016 unit [R700] because it was $41.00 cheaper. The specs on both almost the same, however the R800 has one or two added features.

I am very pleased with my new hardware. Its light, easy to use and has the high definition and external microphone support I was looking for. Two items I will be ordering in the near future, an external microphone and one additional battery pack.

A short demo video to show the type of output you can expect from this camcorder.

Above, I am using the HTML5 Video Player to provide either a MP4, OGV or WEBM version of the video- depending on the browser requesting the playback.

I am using a commercial software app "TheFileConverter" to convert the MTS video file the camcorder created, into the MP4, OGV and WEBM formats for use with web browsers. Shown below- part of the underlying html for the HTML5 Video Player.

I do not need to provide different video formats for my social media accounts and am so pleased I can now upload Full HD Video to my Facebook, Flickr, Instagram, Tumblr, Twitter, and Youtube accounts.


Monday, March 20, 2017

My Resume [Long Version]


Sunday, January 01, 2017

Disclosure Policy

This policy is valid from 01 January 2017

This blog is a personal blog written and edited by me, Regina D. Thomas. For questions about this blog, please contact blog@qisoftware.com.

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

The owner(s) of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

The owner(s) of this blog would like to disclose the following existing relationships. These are companies, organizations or individuals that may have a significant impact on the content of this blog. We are employed by or consult with: Owner QiSoftware. We serve on the following corporate or non profit boards: n/a. We are active in a political party which influences our blog: n/a. We have a financial interest in the following that are relevant to our blogging: Owner QiSoftware.

To get your own policy, go to http://www.disclosurepolicy.org


Saturday, October 15, 2016

My Old Home Office

When I started putting together my first home office, I was still with corporate America.

That first home office was comprised of a notebook computer, desktop computer, postscript printer, dot matrix printer, a big black desk from Ikea and a myriad of productivity software, including WordPerfect and most of the components of the first versions of Microsoft Office. Other software programs installed on my home computers included: a C-Compiler, FoxPro [checked out from the office] and Harvard Graphics . I used the spare bedroom in my condo for my office space.

Why did I need a home office? I worked a lot. I was a task leader on several life cycle computer related programs for the Navy [as a contractor], which meant I was responsible for the software, design, debug and documentation.

Because of the type of programming I provided-- most of the software implementation had to be done from my business office where I had access to X-Windows supported hardware and resources. I could write and edit the program documentation anywhere-- and at home, any hour of the day. I am a morning person-- and like nothing better than getting up first thing in the morning to work.

The summer right after I left corporate America, because of the many legal issues involved with my departure-- and the lawyers-- my home office became more of a legal center.

Rather than the postscript printer, my then new, Brother Fax Machine became the center of my world.

Today, my home office shows remnants of that earlier legal center, however is rarely used now, unless the need to fax the FBI or a Court arises.


Shown below, my new home office [the briefcase] and the fax/laser printer located on the main floor.

Okay, I do have other "office space" in the house where computers and other supplies are located, however the contents of the bag include my Macbook, Netbook and Andriod which are the main tools I use most often for work [these days].


Sunday, September 25, 2016

Late Year Business Expenditures

Like most, I have more [combination of personal and business] expenses between September and the end of December- than at any other time of the year. This in part, due to holiday spending and an annual web hosting bill for hosting-q.com. QiSoftware's [qisoftware.com] domain web hosting payments are quarterly.

I currently use Microsoft Money [Sunset version] for both personal and business finance management. Below, an itemized listing of some of my recurring business expenses/bills that are stored within the application. This allows for easy insertion and debit from the specified payment account[s] when the bills are paid.


Since in recent weeks I have had a number of both scheduled and unscheduled business related expenses, rather than provide copies of the bills I paid [as I have done in the past], I thought I would provide the MS Money illustration.

Unscheduled Business Expenses....

  • New USB Mouse for RCA/Windows 10 platform
  • New Blue Tooth Keyboard and Case for Android

Yes, running my business costs and I still have a number of legal issues. This just a reminder for law enforcement jurisdictions, i.e., FBI, DOJ.

What else have I been up to?

  • Updating Amazon Stores-- See upper right sidebar.
  • Tonight: Season Finale Starz's "Power" Series
  • Photography...
  • Minor adjustments to this blog's template.
  • Thinking about all the business related tasks I want to do with a new Mac Mini and trying to justify using credit. Would be another unscheduled business expense.


Saturday, July 16, 2016

Productive Week...

I have been busy this week with several projects. As mentiioned earlier I ordered several items last week, including:

Most of the items arrived this week [yesterday], so I have either been installing memory, designing check templates or setting up the new Windows10 Tablet, i.e., printer drivers, every internet browser I can find, etc.

For most of the week, I researched financial software features, legal questions and design issues as related to the use of blank bank checks.

I currently use MS Money to track business and personal finances. I have two checking accounts; a business account and a personal account. I have never ordered checks for either.

I am not sure why I will ever need to use a check, in that my business checking account provides a lot of services, i.e., Direct Deposit, Payroll, etc., because it is a business account. I have had my business checking account since 2004 and have only used counter checks twice over the entire time the account has been in use.

My personal account is a basic checking account, and both [business & peronal] have associated credit/debit cards.

That said, I thought I would design checks for use with MS Money, and discovered after I ordered the blank checks, my verison of MS Money does not print the account information on the checks. This the reason I decided to design my own checks.

I spent under $200 for everything I ordered last week, [not mentioned the 32GB card for the new RCA Windows10 Tablet/PC, however also included in the total amount spent]. My birthday is next week, so I will recoup most of what I spent.


The RCA Windows10 Tablet/PC? I could not be more pleased... It was a good decision in that I do not have a Windows10 platform [mom has an HP Notebook Windows10 in her bedroom- that I fix sometimes, however rarely use].

The new tablet allows me to see all of the issues as related to web and software desgin for that platform. It arrived yesterday afternoon, and I have already started working some of the design issues based on what I now know about Windows 10.

For well under $200 given my career-- it is perfect. No, the new tablet will not travel with me, it is heavy. It will be used as more a house internet tool on the main floor where shown [see above photo]. House gadget? Print recipes, maps, etc. It is always on.

I did install the WatchESPN app for that platform, however could not install Verizon FiOS, so it will not replace iPads nor Androids at this time. Overall there are more apps for iPads and Androids and a lot of the tools we all use on our tablets, are simply not available- for the Windows10 Tablet. Think of it more as a Windows 10 PC for a great price.


Thursday, June 02, 2016

Bank Money Transfers, I Learn Something New Everyday...

I bank with two separate large banks. At one bank, I have a business account with linked checking and savings accounts and a personal checking account at another bank.

I have not set up online transfer on any of the accounts. In my case, I have had odd things happen with my business checking account and I simply prefer not to set up the feature-- anywhere. Too many powerful people know who I am and my business checking account is linked to a lot of my affiliate activity. I opened the business checking account in November 2004 shortly after I registered my business [QiSoftware] with the State of Maryland.

This causes problems if I want to transfer funds from any of the accounts to an external bank account, i.e., I can easily transfer funds between my business checking account and business savings account, however I cannot transfer between the business accounts and the personal checking account at the other bank.

So today, I went out to learn just how hard this would be. I am not sure why I thought I could simply walk into the bank I wanted to withdraw from, and ask to transfer the funds to the other bank given I had the account and routing information. I thought it would be a swipe of the card. It was not. Instead, I withdrew the funds and then went to the other bank and deposited the funds saving at least $30.00 in wire transfer fees.

Since it was so easy to link [online] all of my accounts [even external bank accounts, credit cards, paypal, etc.] at the bank where I maintain my personal checking account, enabling online review of my "Net Worth" at any time-- I may have thought my financial data was more connected or linked than it really was.

In any case, today the tellers at both banks [I am lucky in that local branches for both my banks are within a quarter of a mile of each other] were very helpful in assisting with my transfer [and all of my questions] and it went well.

Here is what I had on today. Reminder, when I go out I like sharing photos of what I wore, to insure there are no mistaken identity issues.

When I returned I researched "How to transfer money between accounts at different banks" and found the following article. How to Transfer Money Between Accounts




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