Friday, March 22, 2024
I have been researching delivery and marketing options for digital products I wish to offer, specifically the Microsoft Publisher Bank Check Template I developed several years ago.
- Bank Check Template Evolution- Related Posts
- Automation Enhancements
- Conversion to Microsoft 365 Publisher Version
- Microsoft Publisher Office 2000 - Original Template Development
In light of obvious security concerns, I have decided to ship rather than enable download of the Microsoft Publisher template for bank checks.
There are several required files that will ship with the package including the template file, setup files, and the readme (instruction) file. The files will be stored on a USB flash-drive and I am thinking of offering several pages of a security blank check stock that most banks prefer.
Note, Microsoft Publisher is not part of the package and is sold separately.
Yesterday, I put together a short video providing a first look at the usage of the template using the MS Publisher software.
I am still researching marketing, investment options (paper-stock, flash-drives), and the legal aspects of this offering, however, hope to be able to make available this digital product in the near term.
FYI: I have been using these templates for personal and business checks for years (since 2016) and have never had a problem with either of my banks (Bank of America and Wells Fargo).
Years ago, I researched correctly the requirements for development of this type of template. My research provides, sometimes this type of offering (bank check template) does not always work as expected.
Saturday, March 16, 2024
Every year, for the last 3 years I have tried to open a new CD account somewhere within the first three months of the new year with savings accrued in the prior year.
This year was no different, however I took a gamble with sourcing funds I transferred from existing high yield savings accounts I hold with American Express and CIT Bank (now a division of First Citizens Bank).
The reason it was a gamble is because the AmEX savings account has a current APY of 4.35% and the CIT SavingsConnect account an APY of 4.66%.
As shown in the first graphic for this post, the new Synchrony CD has an APY of 4% over the 5 year term of the CD. If the AmEx and CIT APYs hold for longer than I expect and also assuming CD APYs stay the same, then I would have gambled wrong and lost a little in the way of returns.
I am anticipating interest rates to go down both in terms of APY and APR and I wanted to lock in a higher rate over a longer period of time for the CD.
I have several banks used for savings and right now- Synchrony is offering the best rates on the 5 year term CD.
Why hold the savings shown- in CDs and not investment options with higher returns? I can only afford to gamble with my liquid assets in the manner I have outlined in this post.
Wednesday, March 06, 2024
It's Personal, this blog has been featured by Feedspot as one of Maryland's Top 30 Blogs.
I am delighted to have my personal blog featured by this organization.
Monday, March 04, 2024
You really cannot tell from the photos I have included with this post, however over the last 6 months I have lost about 15 pounds.
I have one or two new outfits I wanted to showoff, however, Saturday (March 2, 2024) when I tried different hair and makeup looks for the shots, I decided I liked nothing and gave up.
I want to lose another 20 pounds by summer.
