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Monday, December 03, 2018

Pretty Attractive Rates

In September (2018), I noticed savings rates offered by several of the major banks were starting to rise. In October, one of the online banks was offering a 2.65% APY CD, so I scraped together just over the minimum required deposit amount to open the account.

Since then, I have watched savings rates offered by CIT and Synchrony Bank (two of the more popular, highly rated online banks), rise and just recently, start a slight decline.

Since starting my research, I have noticed banks tend to offer higher rates on savings accounts going into the Fall/Winter holiday seasons and then taper off after the new year.

Would you like to do the research?

I know, it is hard saving this time of the year. Last night, I added more holiday gift purchases to my credit card and though not dreading the bill (which will be paid off entirely when it comes due), know that I do not have extra funds right now for another high interest savings account, though I will continue to track the rates.




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