Monday, December 12, 2022
As expected, Sunday (December 11, 2022), my TransUnion credit score was updated and increased slightly according to the report offered through Mint.
Reference this discussion about why I was a little annoyed about the credit reporting. I continue to feel the TransUnion score is a little too low.
For the past week or so I have been shopping for a new Certificate of Deposit (CD). Since I already have accounts with financial institutions offering some of the best rates, my research only involves monitoring rates being offered by two of my banks, American Express and Synchrony.
The Federal Reserve will be issuing new data on rates, I think- December 14, 2022, so I am waiting to see if the reports hold concerning a 50 basis point increase. This increase could have an effect on new rates my banks are willing to offer.
Recently, I have been doing a lot of research into financial planning and routinely monitor investable assets that can be moved into high yield savings accounts and/or CDs. I use two versions of Microsoft Money (business and personal versions) to track these assets.
Yesterday, I decided I needed a summary spreadsheet, so I would not have to log into the separate Money files to see the data. I developed an Excel spreadsheet for this data summary.
This weekend, I planned any number of projects, however because I wanted to watch the full first season of "Injustice", a series out of the UK, I did not get to everything I wanted to do.
That said, playing with this Excel Spreadsheet and some of the underlying formulas was kind of fun.
Saturday, I also made a western omelette for breakfast.